A guaranteed death benefit ensures that the beneficiary receives funds if the annuitant passes before annuity payouts start, ...

A straight life annuity provides regular income for life with no remaining benefits after death. Learn how it secures your ...

Different types offer different levels of potential risk. Here's how to choose wisely, from an annuities pro.

Annuities get a bad rap, often labelled “too expensive”, “crammed with hidden fees,” or just “not a good investment.” Here’s the thing, though. All this criticism often lacks specific financial ...

According to the Plan Sponsor Council of America, more than 30% of 401(k) assets were invested in target-date funds, CNBC Make It reported. Vanguard, one of the world’s largest investment companies, ...

While I discussed a variety of ways that insurance companies manage the risks around supporting lifetime income guarantees, fees are the headline mechanism for managing the guarantee risk. Fees can be ...

Life insurance[1] and annuity products[2] are experiencing rising demand as a combination of market and demographic trends push more financial advisors, insurance brokers and bankers to talk to their ...

Annuities are a tool that can create reliable retirement income that can last as long as you do. Each annuity is a contract between you and an insurance company: You provide the company money now, and ...

Declare health conditions People in poor health, who smoke or are overweight, may be eligible for an enhanced annuity. This pays a higher income (between 6% and 15% more, based on recent quotes) ...

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They are treated differently when you pass away – unlike most assets – and misunderstanding that can derail your succession plan.

Life and annuity insurers held an estimated $1.8 trillion in private credit in 2025, a record 46% of their total debt ...